H&R Block Emerald Advance® Line of Credit

The Emerald Advance line of credit provides quick access to credit year-round. Use it for emergencies, car repairs, bills or any other short-term credit needs.
Tap into affordable credit with:
- Credit limits designed to meet your short-term credit needs;
- Ability to save money by avoiding more expensive financial services, like check-cashers or payday loans; and
- Access to funds you transfer from your line using your H&R Block Emerald Card®, accepted wherever MasterCard debit cards are accepted.
- Also establish an Emerald Savings account automatically with your line of credit and earn interest on your savings.
Applying and Qualifying for the Emerald Advance*
– Applicants must apply for and receive or must already have an Emerald Card®.
– Establish payroll direct deposit of at least $500 each month for 2 consecutive months and each month thereafter and you could receive a maximum line amount of $300.
Or,
– If you already have an Emerald Savings account, deposit a minimum of $300 in your savings account for a maximum line equal to the amount deposited.
– Establish payroll direct deposit of at least $500 each month for 2 consecutive months and each month thereafter and you could receive a maximum line amount of $300.
Or,
– If you already have an Emerald Savings account, deposit a minimum of $300 in your savings account for a maximum line equal to the amount deposited.
*Line of credit is subject to eligibility requirements. Only one Emerald Advance line of credit per customer is allowed.
**Banking services, line of credit and H&R Block Emerald Prepaid MasterCard® offered through H&R Block Bank, a Federal Savings Bank, Member FDIC. Fees apply. Products offered only at participating offices. MasterCard® is a registered trademark of MasterCard International, Incorporated. H&R Block Emerald Card, H&R Block Emerald Savings and H&R Block Emerald Advance are trademarks of HRB Innovations, Inc. This product may not be available at some locations. Emerald Card product may be covered by 1 or more of the following U.S. Patents: 6,000,608, 6,189,787, 7,072,862, 7127,425, and 7,177,829.
**Banking services, line of credit and H&R Block Emerald Prepaid MasterCard® offered through H&R Block Bank, a Federal Savings Bank, Member FDIC. Fees apply. Products offered only at participating offices. MasterCard® is a registered trademark of MasterCard International, Incorporated. H&R Block Emerald Card, H&R Block Emerald Savings and H&R Block Emerald Advance are trademarks of HRB Innovations, Inc. This product may not be available at some locations. Emerald Card product may be covered by 1 or more of the following U.S. Patents: 6,000,608, 6,189,787, 7,072,862, 7127,425, and 7,177,829.